President, Loan Officer
Cell: (206) 214-5575
Ruby started the University of Washington at age 15 and has been on a high-achievement track ever since. With a degree in Social Work specializing in Mental Health and love a math, the stress and complexity of the mortgage industry is an oddly perfect fit. After working as a loan processor and loan officer for several years at both brokerages and banks, Ruby founded Salmon Bay Community Lending in 2005. Since then, Ruby has grown Salmon Bay to be a flourishing brokerage in the heart of Ballard.
Ruby is active in her communities both professionally and personally. As Co-Chair of the Government Affairs Committee for WAMP, she's determined to help shape the future of the industry and looks for every opportunity to bring people together to influence the policies that impact the mortgage industry. Her 4 sons keep her running by day and her love of tango keeps her dancing when the sun goes down.
Cell: (206) 200-8773
Fax: (206) 299-4770
Jeanne has 15 years experience in mortgage banking. Her BS in Finance from the University of Oregon and MA in Teaching from the University of Alaska are obvious assets in a job that involves helping people do the important math. “Even experienced homebuyers can find it daunting to compare lenders, loans, and costs,” Jeanne says. “Part of my job is help people make sense of their options and secure a mortgage that’s going to work for them today and down the road.” As for job satisfaction, she adds, “There’s nothing I enjoy more than telling a client that they’ve just been approved for their dream home.”
Jeanne likes to stay in motion, so the upbeat tempo at Salmon Bay suits her perfectly. She enjoys kayaking with her 11-year-old daughter and is a volunteer for the Sierra Club’s Inner City Outings, a community outreach program that facilitates nature activities for urban youth and adults.
Cell: (206) 390-8428
Fax: (206) 238-9233
Steph Fairweather is a Seattle/Vashon Island native, UW alumna and has been a Ballardite for 14 years.
Steph has enjoyed the process of buying and selling homes, and this dovetailed into a career as a loan consultant eight years ago. Prior to providing mortgages and home finance education, she promoted and marketed national and local artists in the music industry for over a decade. Naturally, her initial client base tended toward diversity and creativity in their lives and jobs. “I wanted to be able to help people who need out-of-the-box solutions to home loans to fit their unique, individual scenarios.”
Steph prides herself on her attention to detail during the loan process, quick response and great communication with her clients, and on providing a positive experience for the people she works with.
Cell: (206) 963-5526
Fax: (206) 260-2449
Cate came to Salmon Bay in 2009 after a 3-year break from the mortgage industry. Her previous five years of operational experience provide a strong understanding in how the lending industry is changing and creates a natural fit to effectively work with her clients to help guide them through the home finance process. She participates in industry associations with the goal of developing an improved reputation for ethical mortgage professionals.
She also facilitates and teaches a First Time Homebuyer class, Dwell on This. Many of her family members are educators or in the educational system, and Dwell on This is her opportunity to follow in that endeavor. It means a great deal to Cate to share the information she uses in her daily work and empower those seeking to understand the process surrounding what may be the greatest investment of their lives.
Raised in Puyallup from the age of five and a Western Washington University graduate, Cate has lived in Seattle for eight years. She is connected with the Puget Sound area, “I feel it is part of my work to continue to strengthen the foundation of the area’s housing market.”
Phone: (206) 557-7409
Fax: (206) 260-1355
When it comes to buying your first home or refinancing into a loan more suited to your changing needs, there are few things more important than confidence that you’re making the right decision for you. Navigating the ever-evolving mortgage industry can be extremely challenging, even for those working in the field every day. Jessica joined the Salmon Bay team to help bridge that gap and ensure that the process is as simple and transparent as possible.
After finishing her BA at Stanford University she came back to the Pacific NW and began her career in the mortgage industry with one of the nation’s largest lenders. The experience gained over five years in finance and mortgage provided the perfect foundation for her transition to Salmon Bay Community Lending.
Phone: (206) 557-7413
Fax: (206) 260-1355
Rick comes to Salmon Bay after 25 years working all across the mortgage industry. In addition to being a Loan Officer, he has been an Underwriter, a Loan Closer and Funder, and both a WA state and National Sales Manager of Correspondent & Wholesale Lending. Over the course of his career, Rick has helped fund over 1 billion dollars in loans, and is excited to continue doing just that with Salmon Bay.
Rick grew up in Denver and after graduating from The University of Northern Colorado (’76), began his first career working in the aviation industry as an aircraft mechanic. He moved to Seattle in 1990 and currently resides in Medina with his wife of 20 years Wendy, two children Aidan (12) and Eleanor (9) and dachshund Georgie (2).
Phone: (206) 557-7403
Fax: (206) 238-9666
Born and raised just outside of Monroe, WA., Adam studied Public Relations at Central Washington University. He started his mortgage career in December of 2005 with Wells Fargo Home Mortgage as a customer service representative, answering basic questions. In just 10 months he moved to a position as a Sales Associate, over-seeing the entire loan process from start to finish for all accounts in the greater Seattle area but he never really left the customer service mind-set behind; ensuring that people have a positive experience and enjoy themselves has always been a cornerstone of Adam’s work ethic. Just because it’s work doesn’t mean it shouldn’t be fun.
After 4 years in mortgage sales Adam made the transition to Home Loan Modifications within Wells Fargo with a goal of helping home owners in desperate situations find comfort and ultimately work towards keep their home. He spent a year helping home owners with loan modifications before starting at Salmon Bay Community Lending. He brings vigor and a certain je ne sais quoi to the office. In his spare time he enjoys photography and cooking (sometimes together) and has an affinity for t-shirts purchased online.
Director of Compliance and Development
Phone: (206) 557-7402
Fax: (206) 238-9666
After graduating from the University of Washington, Kate joined Salmon Bay to keep the office running while everyone else helps people finance their homes. Driven by an innate curiosity, Kate has found the mortgage industry to be a complex and intriguing beast. The mixture of professionalism and whimsy at Salmon Bay suits Kate just right. In addition, it helps make her job that much more compelling. As the company has grown, Kate's role has evolved and she now manages the compliance arm of Salmon Bay while working with Ruby on growing the company in new and exciting ways.
A Seattle native, Kate would move into Pike Place Market if she could. She enjoys the snow as much as the sun, can never see too much theatre, eat at too many restaurants, or do too much aerial.