










HAPPY CLIENTS
"We really feel you went above and beyond with us. With trying to coordinate both buying and selling a house it just seemed like an endless number of loan permutations and possibilities and you were so patient with all my questions and concerns. And, in the end, it couldn't have worked out smoother. We felt very well taken care of."
– Suzanne and Kerry Krell
"Ruby helped us finance our first house, and she was great to work with. She calculated our likely monthly payments for a range of house prices to help us determine our price range. She also showed us how to manage our money to make the loan process easy. Ruby was always accessible, flexible to work with our busy schedules, and answered all of our questions. Most importantly, she wasn't comfortable approving us for more than we bugeted, because she truly wanted to help us find the right house within our budget."
– Zach Elsner and Marketa McGuire
"Thanks to Jeanne’s expertise, the process for buying and setting up financing for our new home was much calmer than we expected. We found her guidance reassuring, even when we faced the unpredictability of the current housing market. Her industry knowledge and level of professionalism is exceptional. We recommend her to our friends at every opportunity."
– Patrick Viernes
"Just wanted to say thanks again for all your help, Colleen. We appreciate everything you did for us to help us get into our new home".
– Leonard Wainstein
“Ruby helped us with a refinance. She was thorough, patient and available at all times. We would recommend her to anyone looking to ease the pressure of financing a home.”
– Lisa Norman and Derenik Najarian
“Everything went great and Nancy [our escrow agent] said she was so impressed with our broker and that the paperwork came early enough she thought "I could kiss Ruby." So not only did it go well, but you are going to get so busy you are going to need the whole floor down there to support your glowing, I mean growing business!”
– Yvonne Zick
"How can a re-fi actually have been fun?"
– Annie Jacobsen
“You guys helped me through the biggest decision of my life. Thanks so much!”
– Susan Barth
"Thank you very much. Everyone was courteous and extremely professional."
– Heron Prior
"My loan process went very quick and smooth."
– Robin Pryke
"Couldn't be more pleased."
– Karen and Janine Zeller-Lane
"You're awesome!!! Thank you. I am just pregnant and worried because we are at the finish line and my entire life is about to change in major ways and I think I am a little scared. I am getting divorced after four years of battle. I am going to get married. I am going to have a baby. And suddenly I am going to truly own my own home and for the first time ever my name is going to be on my house. That's huge!!!! So I am a bit scared. Thanks for being you! I am so thankful the goddess put you in my life."
– Dian Churchfield
"Every month when I pay my mortgage, woohoo!, I pray to all the house gods to bless you in every possible way. You and your company are a model, for ethics, for kindness and caring about people. Most folks just say it, you DO IT! It just makes me feel good all over!"
– David Boehr
HAPPY REALTORS, TOO!
"I refer all my clients to Ruby simply because I think she's the best at what she does. If there is an appropriate loan program out there to meet your specific needs, she will help you find it or be very forthcoming with you should there be any challenges to overcome. I've done all my personal business with her as well, truly trust her with my finances."
– Tyler McKenzie, Associate Broker,
Windermere Real Estate
"My clients who work with Ruby (and Salmon Bay) rave about the incredible client service, understanding, competitive rates and the ability to explain the intimidating world of loans in a reasonable and clear way. Everyone that is a part of the Salmon Bay team is professional and has a great customer service work ethic. Not only do I refer Ruby to my clients but my husband and I trust her and her team with our personal and investment lending."
– Tashana Kolanowski, Associate Broker
Windermere Real Estate
"Working with Ruby Grynberg of Salmon Bay Lending is consistently positive. She is a great communicator – clear and responsive – and always does what she says she can do. My clients trust her to meet their needs. She listens and produces. Often in this business there are last minute glitches and Ruby gives 110% to resolve them and close transactions. I recommend her without hesitation."
– Miriam Ruth Black, Associate Broker
Windermere Real Estate
