If you own investment properties:
 
All pages of all schedules of most recent complete 2-years personal tax returns, including Schedule E

For all liquid assets: checking/savings                          

All pages of two months of bank statements for all accounts used to supply "average balance" in reference to the online application
• Look for 1 of 4 and 2 of 4... or page 1, page 2... and include all pages of statement.
• Be sure any online bank statements have your name, the bank's name, the account number and dates of statement period.

For all investment assets: IRA/401K/Mutual funds

If statements are quarterly, we need the most recent quarterly statement.

If statements are monthly, we need all pages of most recent two-months statements.
• Look for 1of 4 and 2 of 4... or page 1, page 2... and include all pages of statement.
• Be sure any online bank statements have your name, the bank's name, the account number and dates of statement period.

Gift Letter 

We will supply you with the correct "Gift Letter" form if you are receiving a down payment gift from a family member.

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REQUIRED DOCUMENTATION RELATED TO LOAN PROCESS

Clear copy of ID's 

Acceptable ID's: State-issued driver's license, State-issued ID, passport

If you are not a US Citizen, please also include a copy of the front and back of your Green Card or Visa.
(To get a clear copy, it may be easier for us to make the copy at our office.)

Signed Compliance Disclosures 

You will receive these in the mail after you complete your online loan application and meet with your Mortgage Loan Officer.

You will receive a copy from Salmon Bay Community Lending and the Lender:
Please sign and return the copy from SBCL and shred the copy from the lender.

Complete Copy of Divorce papers, if:  
• the divorce is recent
• you still have joint credit (we need papers to show correct liability)
• you receive/pay alimony
• you receive/pay child support

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REQUIRED INFORMATION RELATED TO LOAN PROCESS

Contact information for Homeowner's Insurance Agent                 

• If you are purchasing your first home, you will have this information further in the financing process.
• If you currently own a home, please supply this information with your other documentation.

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REQUIRED MATERIALS RELATED TO HUMAN KINDNESS

We kindly ask that you bring a non-perishable item to contribute to our on-going food drive for the Ballard Food Bank.